Tick Tock Calendar
The RMA New England Chapter is cosponsoring the following open enrollment seminars:
March 1, 2012
Global Cash Flow - Holyoke, MA
Learn how and when to use global cash flow.
Global Cash Flow will enhance a lender or analyst's ability to estimate the probability of loan repayment from a small to medium sized business entity as borrower and the owners and/or guarantors, or vice versa.
March 15, 2012
Business Writing for Bankers - Boston, MA
Business Writing for Bankers focuses on skills needed to write an effective credit memorandum. Learn techniques for creating, analyzing, improving and reviewing your own credit write-ups. Apply these techniques in class individually and in small group exercises. The instructor will demonstrate and explain, and the participants will then practice critiquing, writing and revising credit memorandum excerpts.
March 26, 2012
Analyzing Personal Financial Statements and Tax Returns - Springfield, MA
How to improve the quality of your portfolio
The objective of this course is to use tax returns and personal financial statements to determine a customer's ability to repay a loan through cash flow. Cases include a discussion of individuals, partnerships, proprietorships, and small businesses.
April 23-24, 2012
Financial Statement Analysis - Boston, MA
Make sound credit decisions by applying financial statement analysis
Course Overview Financial Statement Analysis is designed to teach the analytical process and decision-making techniques that participants need in order to make sound credit decisions through the application of financial statement analysis.
April 26, 2012
Real Estate Fundamentals in Commercial Lending - Boston, MA
Understanding the risks inherent in real estate lending
Real Estate Fundamentals in Commercial Lending provides credit analysts and commercial lenders with a basic understanding of commercial real estate lending concepts and techniques for income-producing properties. Topics include key loan repayment sources, formulating conclusions with respect to a property's success, net operating income (NOI) and its components, the role of appraisals and environmental assessments, and characteristics or key elements of various property types.
May 22, 2012
Analyzing the Commercial Borrower’s Industry, Market, and Competitive Risk - Boston, MA
Beyond financial statement analysis
(Formerly Analyzing Industry, Business, and Management Risks)
Analyzing the Commercial Borrower's Industry, Market, and Competitive Risk provides the participant with a foundation on which to base sound credit decisions derived from non-financial-statement analysis, such as:
- Economic and industry factors that influence a company's financial requirements.
- An overview of the company, its business strategy, and the adequacy of its management.
- An assessment of the quality of financial statements.
June 14, 2012
Lending to Wealthy Individuals - Rockland, MA
Build profitable relationships with your wealthy customers—and their referrals
Financial institutions that identify and meet the needs of wealthy individuals, and that can analyze the risks involved, have the opportunity to build profitable long-term relationships with these clients and their referrals.
Receive a 10% discount when you register 30 days or more before the start date of a course.
For additional information on any of RMA’s course offerings, please visit us on the Web at www.rmahq.org.